Business & Personal Lending Solutions
Navigating Your Lending Journey
Our Lending Services
GPS Lending offers tailored finance solutions with a personal touch, specialising in the following areas:
Asset Finance
Solutions
Purchase essential assets without straining your cash flow. We finance cars, trucks, machinery and more, even helping you find finance for unusual assets.
Business Equipment Finance
Need equipment to operate or expand your business? We help you access the loan solutions that make sense for you.
Business
Loans
The right lending solutions can fuel business growth. From overdrafts and lines of credit to invoice financing and fit-out loans, we’ll help keep your business moving.
Personal
Loans
From debt consolidation and home improvements to holidays, weddings and even medical expenses, we provide flexible lending solutions tailored to your needs.
Why Choose GPS Lending?
With years of industry experience and strong relationships with more than 40 lenders, GPS Lending delivers fast, personalised funding solutions built around your goals. As specialists in personal, business and asset and equipment finance, we are committed to making the process as simple and stress-free as possible.
Personal Service, Every Time
You will deal directly with your broker, not a call centre or admin officer. GPS Lending offers one-on-one support, so your application is handled by an experienced broker from start to finish.
Lending Solutions That Match Your Needs
We know every scenario is different. From low-doc loans, low-rate loans and bad credit loans to large-scale business finance, we provide lending solutions tailored to unique or complex circumstances.
Rapid Approval for Fast Loans
Need the funds fast? We work with lenders who can approve and disburse loans in record time, giving you access to a quick online loan that empowers your next move.
40+ Lenders
As an independent loan provider, we’re not limited by bank policies. We leverage a wide panel of lenders to secure the loan and conditions that match your needs.
Need a Personal or Business Loan?
Personal & Business Loans: Our Process
Working with a broker helps you navigate your options, connect with the most suitable lender and get approval sooner.
Here’s how it works:
Step 1 - Free Discovery Call
We start with a no-obligation chat to understand your goals, whether that’s consolidating debt, funding business growth or purchasing new equipment. You’ll get clear, relevant information about the most suitable lending solutions for your situation.
Step 2 - Documentation & Assessment
We gather information to review your circumstances, from income and cash flow to security/deposit and credit profile. Then we recommend the lenders and products that work for you.
Step 3 - Personalised Options
You’ll receive a detailed outline of your options, including loan amounts, repayments, and terms, and have a chance to review them with your broker, who will use plain language to ensure you understand the terms and requirements.
Step 4 - Application and Approval
Once you’re happy to proceed, we submit your application and collaborate with lenders to secure approval. Depending on the type of loan you need, you could be approved and funded in a matter of hours (or even less).
Step 5 - Settlement & Funding
Your funds are released quickly and securely to your account. Your GPS Lending broker will also make sure you understand how to view your account and make repayments for the duration of the loan.
Step 6 - Ongoing Support
We’re here for the long term. From refinancing to securing additional funding, we’ll continue to guide you through the lending world whenever you need us.
What Our Clients Say
Our clients across Australia value our honest, upfront approach and long-term thinking, ensuring you’re happy with your loan now and in the future.
Not sure where to start honestly! We had an excellent experience with GPS Lending, thanks to Peter and his amazing team. Peter has been incredibly supportive and always quick to respond to our queries. He ensured we got our car finance sorted smoothly and secured the best deal for us. We couldn’t be any happier with the service. I highly recommend Peter and GPS Lending for anyone looking for any financing solutions. Thank you, Peter, for your exceptional support!
— Abanoub, Sydney NSW
We are incredibly grateful to Peter for helping us secure our first family car. His dedication and professionalism truly went above and beyond. Peter not only guided us through every step of the process but also took extra care to ensure we came to a settlement. His honesty, and genuine desire to help made the experience stress-free and enjoyable. We couldn’t have asked for a better person to work with. Thank you, Peter, for making such an important milestone in our lives so special!
— Natalia, Sydney NSW
Contact GPS Lending for Personalised Support
Our Lenders
We have professional relationships with over 40 institutions.
And more!
Personal & Business Finance FAQs
What Is the Difference Between a Bank and a Loan Provider Like GPS Lending?
GPS Lending is a broker, not a bank. Our team works with over 40 lenders to find finance solutions that suit your circumstances. Where banks may say no or only provide limited options, we give you access to multiple products and lenders so you can find the solution that is most aligned with your needs.
Should I Use a Broker or Get a Loan Online?
You can get a loan online, but you risk signing up for a product with terms, conditions, repayment requirements and interest rates that don’t properly suit your needs. A broker brings many years of finance industry experience and connections with dozens of lenders to compare products that you may not find with an online search.
Can I Apply for a Loan With Bad Credit or Limited Documentation?
Yes. We have lenders who provide bad credit loans and low doc loans that only require basic information such as six months’ bank statements, photo ID and Medicare. These can be a great option if you’re self-employed, a startup, or rebuilding your financial history.
Navigating the Lending Landscape With Confidence
Choose GPS Lending for personal and business lending solutions that are simple, transparent and built around your goals. Whether you need a personal loan, a business loan or asset and equipment finance, we’ll guide you past the pitfalls so you can get closer to your long-term goals.