Asset Finance Solutions
Flexible Finance for Growing Businesses
Commercial Asset Finance To Help You Scale & Succeed
Whether it’s upgrading trucks, financing new machinery or securing specialist equipment, assets are essential to business growth.
The issue is, that buying assets and paying in full upfront can deplete your cash flow. Meanwhile, the banks can make things harder by giving you confusing options, long processing times and rigid lending policies that don’t suit the way you operate.
GPS Lending offers tailored asset finance solutions to help you purchase essential equipment without compromising working capital. With a focus on speed, clarity and personal guidance, we’ll help you secure funding that keeps your business moving.
For a Free, No-Obligation Chat About Your Asset Finance Options, Get in Touch Today
Why Your Business Needs an Asset Finance Broker
Asset finance fuels business growth in Australia, but while you can attempt to manage the process on your own, it’s often slow and overwhelming, and it’s difficult to know if the loan you select is truly right for you.
Are You Tired of Battling With…
Overwhelming Options for Asset Loans?
There are so many loans, rates and lenders that it’s hard to know what’s right for you, and which solution you’re eligible to apply for.
Lenders That Say No?
Banks and traditional lenders often reject applications that don’t fit rigid criteria, leaving many businesses stuck with limited options.
As your trusted asset finance broker, GPS Lending compares solutions across more than 40 asset finance providers. We take the time to understand your goals and then structure finance that works for you.
Get Tailored Asset Finance Solutions for Your Organisation
Asset Finance Solutions: Who We Help
Regardless of the industry you’re in, the way you trade or your business structure, GPS Lending can help you secure a funding arrangement that will help you grow. We work with clients across Australia and can meet via phone, email or video call, and the clients we support are:
Startups
Growing businesses
Established businesses
Sole traders
Partnerships
Medicos and allied health practitioners
Franchisees
Specialised industries
We work with clients across Australia and can meet via phone, email or video call. Contact us to find out more.
Your Asset Finance Options
We’re looking forward to helping you secure asset finance that meets your repayment requirements and helps your business grow.
Vehicle Loans
Finance for businesses that keeps your team operational without tying up your capital. Let us help you find a loan for cars, vans, utes or other vehicles, with manageable terms and repayment options.
Heavy Vehicles and Truck Loans
Specialist bus, trailer and truck loans are designed for transport operators and businesses that require commercial haulage vehicles. These can be arranged for amounts up to $2,000,000.
Business Fleet Loans
Get your entire crew moving with a loan that allows you to purchase a full fleet of vehicles, whether they’re larger delivery vans, company cars for sales representatives or reliable vehicles for staff who are frequently on the road.
Hospitality Asset Finance
Tailored machinery finance will help you invest in equipment for your cafe, restaurant or venue and buy the latest coffee machines, fridges, ovens, dishwashers, oil fryers and more.
Agriculture Asset Finance
Dedicated tractor loans and loans for harvesters, irrigation and specialist equipment help farmers and agribusinesses that need reliable machinery to keep operations running.
Construction Asset Finance
Flexible excavator finance and solutions for cranes, bulldozers, scaffolding and plant are available for construction and civil works businesses investing in heavy equipment and tools.
Medical & Dental Asset Finance
Access funding to purchase chairs, MRI machines, diagnostic machines and full fit-outs so your medical, dental or allied health business can be fully kitted out when it opens or upgrade to have the latest equipment and technology.
Asset Finance Leasing
This is a cost-effective way to use equipment and vehicles without the upfront purchase. Leasing an asset rather than buying it outright means you have the option to upgrade as your needs change.
Let Us Point You in the Right Direction for Asset Finance
Asset Finance: How It Works
Securing commercial asset finance with GPS Lending is simple, straightforward and saves you time because we leverage our skills and connections to get the job done.
Step 1 - Tell Us About Your Business Needs
We start with a conversation about the assets you need and your cash flow goals, and then guide you through your options.
Step 2 - We Compare Asset Finance Options
Instead of being restricted to one lender’s criteria, we research a wide panel of lenders to find a solution that suits your budget and business model.
Step 3 - You Review Your Options
We match you with asset finance loans that align with your industry and stage of growth, then explain them clearly so you feel confident about your choice.
Step 4 - Application & Approval
We gather the necessary documentation and submit your application. Approvals can often be confirmed in a matter of hours.
Step 5 - Settlement & Funding
Funds are released quickly and securely, so you can purchase your vehicles or equipment without delay.
Step 6 - Ongoing Support
We stay connected to help you manage your loan, finalise it or explore future funding opportunities.
Why Choose GPS Lending for Asset Finance
Your business needs the right assets to grow, and we’re here to make sure you can access them without stress, confusion or repayments that impact your financial security.
With Us, You Will Gain:
Personal support
Deal directly with a broker who has years of finance experience and a genuine passion for helping businesses secure the loans that help them succeed.
Access to a number of lenders
From banks to specialist lenders, we provide choice and flexibility so you can secure a loan that matches your needs and budget.
Tailored asset finance solutions
Whether you need business vehicle loans or heavy machinery finance, we customise solutions to your goals.
Fast and flexible options
Low-doc loans, unsecured loans, quick approvals and streamlined processes mean less waiting and more doing.
Rapid outcomes
We understand how urgent asset finance can be and leverage our knowledge and network to connect you with the funds you need sooner.
A reliable and trusted broker
From farmers needing tractors to transport companies upgrading fleets, GPS Lending has helped businesses across Australia access asset and equipment funding.
Want Asset Finance Solutions Designed for Growth?
Our Lenders
Leverage our longstanding relationships with well-known and niche asset finance lenders in Australia to secure a loan that’s suited to your business.
And More! Confused About Who Can Help Fund Your Next Commercial Purchase?
What Our Clients Say
I recently had the pleasure of working with Peter to secure a loan for my new car, and I couldn’t be happier with the experience. Peter was incredibly knowledgeable and dedicated throughout the entire process. He took the time to understand my financial situation and needs, ensuring that I got a loan that was not only affordable but also had favorable terms. His expertise made the process smooth!!
— Jessica Gendy
I had a fantastic experience with GPS lending and Peter. He and his team were professional responsive and generally focused on helping me find the right solution. The application process was quick and straightforward with no hidden fees and competitive rate. I was impressed by the transparency and excellent customer service l highly recommend them to anyone in need of a reliable lending partner.
— The Gym Condell Park
GPS Lending: Your Forward-Thinking Asset Finance Specialists
Having the right assets can open doors for your business, giving you the ability to take on larger contracts, increase productivity, and scale up operations, but you need the right loan to ensure you still have steady cash flow.
GPS Lending will be by your side, guiding you through the world of asset finance and helping you secure loans or leases that truly fit your needs.
Asset Finance FAQs
What Types of Asset Finance Do You Offer?
Assets are generally divided into three categories:
- Primary assets – standard items such as cars and trucks, which are easy to resell and attract the most favourable finance terms.
- Secondary assets – including equipment such as medical devices, civil construction machinery, food packaging and manufacturing equipment.
- Tertiary assets – more specialised items, like fitness machines, utility locating gear, business telephone systems, factory processing tools, or beauty equipment, which can be harder to resell and may carry stricter lending conditions.
No matter what you need, speak to us about your options today.
Can I Still Get Asset Finance If the Bank Has Said No?
Yes. Many clients come to GPS Lending after being declined by their bank. As an independent asset finance broker, we compare multiple lenders and can find commercial asset finance loans that fit, even for tricky or non-standard applications.
Is It Better to Lease or Buy With Asset Finance?
Both options have advantages.
- Asset finance leasing – you pay to use the equipment over an agreed period, often with the option to upgrade at the end.
- Asset finance loan – you own the asset outright once repayments are complete.
We’ll help you choose the right approach for your cash flow, tax situation and asset strategy.
How Quickly Can I Get Approval for Asset Finance?
Approvals can be very fast, especially with low-doc asset finance options. In some cases, funding has been secured within hours, allowing clients to purchase the vehicles or equipment they need without delay.
Do I Need Property as Security for Asset Finance?
Not always. Many business asset loans are secured against the asset itself, such as a truck, tractor or machinery. For larger or more complex deals, additional security may be required, but we’ll guide you through exactly what’s needed.